About the Full credit loan
Full credit is a credit broker through which you can get a loan from one of the company’s many partner banks . Possible loan amounts are between 1,500 and 250,000 USD, with terms of 12 to 120 months. Depending on your credit rating, you will receive an effective annual interest rate of 3.99% – 15.95%.
On the subject of creditworthiness: In addition, Full credit provides loans despite credit bureau with amounts of up to 7,500 USD. The conditions for this differ again from those for an ordinary installment loan.
Requirements for an installment loan with Full credit
You can get an installment loan from Full credit if you can meet the following requirements:
- Minimum age of 18 years
- Permanent residence in Germany
- Regular income from employment or pension benefits
In order for a installment loan from Full credit to be arranged, you need a minimum income of USD 850 per month. For lower income, you can only apply for a loan using a guarantor. With a loan without credit bureau entry, the monthly income must be at least 1,150 USD. In both cases, Full credit will check your credit bureau file. Only with the credit bureau-free loan variant there is no entry after processing.
Apply for a loan at Full credit
A credit request can be submitted online to Full credit by filling out the form provided. After you have done this, Full credit will send you the loan application by email and post. As soon as this has been returned, your documents will be checked and the company will contact you after the processing time.
In addition to the loan application, you must also submit a copy of your last pay slip or a pension notification. This can also be done online, but the loan application can only be sent by post. To do this, you must use the Postident procedure.
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Full credit repayment & repayment
The repayment is made in fixed monthly installments. Repayment begins four weeks after you receive the money, either on the 1st or 15th of a month.
Special repayments, which can extend to the entire remaining debt, are possible at any time. There are no additional costs.
Full credit protection
Full credit often offers additional chargeable services in the context of loan agreements. In addition to residual debt insurance, this can also be accident insurance or a building society contract.
When you get a contract for such a service along with the loan application, you should read the fine print carefull credity. Such offers must not be considered a condition for the receipt of the loan. Therefore, check your personal insurance situation in advance and then decide whether you really need such an additional benefit.